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Assess your financial status
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- Get a copy of your credit report and check that all of the information is accurately reported.
- Handle any derogatory information on your credit report; report any inaccuracies, close any open credit
lines you don’t use or need, make reconciliatory arrangements with accounts that are in arrears.
- Hold off on making any large purchases such as buying a car or getting any loans until after you obtain
your mortgage.
- Decide what you really want, need, and don’t want in your new home.
- Make a wish list, prioritize the things you want, and be sure to distinguish between what is negotiable
and what is not.
- Don’t forget to consider your own personal style and taste.
- Choose your lender.
- Be sure to weigh all aspects of cost, customer service, reliability, and account policies.
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NEWPORT BAY REALTY
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NEWPORT BAY REALTY
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